3.5 Social Life
Look for free pastimes. If your friends aren’t interested in ways to avoid college loans perhaps you have the wrong friends. If you finish study at 25 and work till 60 that gives you a working life of 35 years. So a 25 year student loan takes a big chunk out of your life, even if you are never unemployed. And that’s before you take out a mortgage!
Other ways to economise
Buy second-hand whenever possible - even your textbooks. Clothes from the Salvation Army are cheap. Use eBay, but don’t buy anything you don’t need. My first boss said I’d furnished my house for less than he spent on his bedroom.
Negotiate - Important for second hand, even more for new goods. When you go in to buy a new fridge, the attendant waits to see if you’re stupid enough to pay the price tag, or ask for a discount.
Remember a dollar saved is four dollars in student loans that you won’t have to pay back.

About the Author
http://students-loaning.blogspot.com